17 percent of American families (1 in 6) have at least 1 adult who is disabled from employment (Source: 2000 U.S. Census) 
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82 percent of American workers have inadequate or no disability protection (Source: Consumer Federation of America and American Council of Life Insurers, 2003) READ MORE
INSTANT DISABILITY INSURANCE QUOTE: PRIVACY POLICY
(Updated: 03/25/2008)
Instantdisabilityinsurancequote.com (“Instant Disability Insurance Quote”) allows a consumer to request price quotes for disability insurance policies. You can get a general quote by simply filling in your date of birth, state of residence and income, or send in an initial application for your chosen policy package (Platinum, Gold or Silver). If you apply for insurance on our “Apply for Protection” page, we will ask for your first and last name, and email address. Instant Disability Insurance Quote will use the information from your application to pre-qualify you for disability insurance. If more information is required, you will be contacted by one of our affiliated disability insurance specialists. One of these affiliated disability specialists may contact you to confirm submitted information, request missing data, or otherwise communicate in an attempt to provide you with the best service. We will communicate with you via telephone or email, in accordance with your indicated preferences.
Instant Disability Insurance Quote’s disability insurance specialists will directly underwrite your policy. Your information will never be sold to another party. All of our affiliated disability insurance specialists go through a full contracting process prior to affiliation. We also only work with the best national insurance carriers, where your final policy will be placed. Your Instant Disability Insurance Quote specialists, underwriter and final policy carrier will be the only parties accessing your personally identifiable information submitted through this Web site. By submitting your application, you authorize us to share your information with our affiliated and contracted disability insurance specialists and carriers. Instant Disability Insurance Quote does not share, sell, rent, or trade PII with non-affiliated third parties for their promotional purposes. Instant Disability Insurance Quote strongly advises you look at all parties individual privacy policies, which may differ from this Web site.
Educational articles, newsletters or new service information may occasionally be sent to you. Out of respect for your privacy, you may opt-out of receiving such communications at any time. You can either click an opt-out option on an e-newsletter, or simply Click Here to submit your opt-out request in the provided comment section.
Your privacy and the security of your personally identifiable information are very important to us. We strive to take strong measures to uphold this standard. Instant Disability Insurance Quote is a licensee of the TRUSTe Web Privacy Seal Program. TRUSTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the Web site (URL). Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.
If you have questions or concerns regarding this statement, you should first contact Amanda Scarberry at info@instantdisabilityinsurancequote.com. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php. TRUSTe will then serve as a liaison with us to resolve your concerns.
Instant Disability Insurance Quote implements high tech 128-bit Secured Socket Layers which encrypt pages collecting your personally identifiable information. These extra security measures are installed through our server, giving additional protection and security for your personal information. You may also view our Security Seal, granted by GoDaddy. This seal is located on Instant Disability Insurance Quote’s Home Page.
We may store information collected through sources like cookies to create a preference profile for you. A cookie is a small text file stored on a user’s computer for record keeping purposes. Personally identifiable information and purchasing history may be tied to your profile for internal and affiliated data analysis. This data is used for our marketing efforts and to create a better Web site for you. Your information is never sold to other parties and you will only be contacted by Instant Disability Insurance Quote’s affiliated disability insurance specialists and your policy-placed carrier. We do recommend you read the individual policies associated with your specific disability insurance specialist and final placed insurance carrier.
One way cookies may be utilized is through a tracking service like Google Analytics. Google uses cookies and log files to track non-personally identifiable visitor information coming to the Instant Disability Insurance Quote Web site. This is standard practice of information collected for the majority of Web sites, to track Web site efficiency. This process also allows us to identify ways to improve the Web site for our consumers. Such methods are never used to compromise individual confidentiality of personally identifiable information.
You have the option to submit a written testimonial to be placed and viewable on instantdisabilityinsurancequote.com. You have the option of providing your full name or simply just your first name with the first initial of your last name, company and / or place of residence. The date of your submission may also be posted. No other Personally Identifiable Information is collected or viewable as a result of your testimonial submission. Instant Disability Insurance Quote reserves the right to use any approved testimonial you submit to us for future marketing or promotional purposes. We also reserve the right to approve or deny the posting of any testimonials. If you post a testimonial on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other visitors to www.instantdisabilityinsurancequote.com, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these testimonials.
If required by law, a court order, in compliance with a judicial proceeding or any other legal process, we reserve the right to disclose your personally identifiable information. Instant Disability Insurance Quote is not intended for use by anyone under the age of 18.
Instant Disability Insurance Quote requests and collects personally identifiable information throughout the web site. We are the sole owner of any data collected while visiting instantdisabilityinsurancequote.com. In the event of a business conversion, merger, sale or acquisition, the information collected by Instant Disability Insurance Quote will likely also be transferred. You may revise, add or delete your personally identifiable information collected through such information technology by Clicking Here and adding your request in the comments section.
Please email info@instantdisabilityinsurancequote.com or Click Here to contact Instant Disability Insurance Quote with any questions or concerns you may have regarding this privacy policy. You may also submit your question or comment to Instant Disability Insurance Quote, 4444 Zion Ave, Ste B, San Diego, CA 92120. We value your comments and opinions!
Instant Disability Insurance Quote reserves the right to modify this Privacy Policy at any time. Please be sure to read it for updates on a regular basis. If an update or change occurs, a notice will occur on this Privacy Policy stating the change, along with the date of such alteration.